As an Atlanta Uber/Lyft driver, the more you are out on the road driving, the more likely it is that you will be involved in a Georgia car accident. As an Uber/Lyft driver, you know that rideshare insurance will cover your car, but what happens if you’re injured?
The Atlanta law firm of Lashonda Council Rogers specializes in protecting your rights if you drive for Uber or Lyft and suffered injuries. Companies such as Uber/Lyft have unique insurance criteria and it may not be apparent whether you, as a driver, are covered for your injuries.
As an Atlanta Uber/Lyft driver, it’s vital that you understand exactly how Uber and Lyft’s insurance works.
The business insurance offered by rideshare companies such as Uber and Lyft has different levels of coverage, depending on your status at the time of the Atlanta Uber/Lyft car accident. They are as follows:
Now that we’ve explained the coverage, let’s look at a few examples of Atlanta car accidents involving Uber and Lyft drivers and what type of injury coverage you may receive as a driver.
Under Uber’s insurance, your own personal Atlanta car insurance would come into play. Since the driver who was at fault doesn’t have any insurance, you would be able to use your personal car insurance policy’s uninsured motorist coverage. However, because most personal car insurance policies don’t cover individuals while operating a rideshare vehicle, your claim would more than likely be denied because you were logged into Uber or Lyft at the time of the Atlanta car accident. If you carry rideshare insurance, your compensation is limited to the amount of uninsured motorist coverage you have on your own personal Atlanta car insurance policy.
Because the driver of the car that hit you was at fault, you could receive the maximum amount under their Atlanta car insurance policy - $25,000.00. Then you may be able to receive additional compensation from your personal underinsured insurance, but only if your policy carries underinsured/uninsured motorist coverage in excess of the $25,000 the driver of the car that hit you had.
When you are an Uber or Lyft driver and are involved in an Atlanta Uber/Lyft car accident and are injured, the insurance coverage from Uber/Lyft can be complex and difficult to understand.
If you are able, there are certain steps you should take if you’re involved in an automobile accident.
If you or a loved one has been injured while driving for Uber/Lyft in Atlanta, you should consult a qualified Atlanta Uber /Lyft Accident attorney like The Council Firm, LLC to handle your accident case.
Her legal team has the experience to handle your Atlanta Uber/Lyft accident and will know what to look for in your individual case.
Choosing the right Atlanta Uber/Lyft accident attorney for you or your loved one is vital in making sure you receive all the monetary damages due to you.
“The Council & Associates team are amazing they kept me informed through the whole process. updates and time line was never an issue. I know my case wasn’t a million dollar case, but they made sure I was treated fairly would definitely use them again.”
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